Company Rankings

Crowdsourced data from 1,800+ agreements. Sort by any column to find the best deal. The "True Avg. Rate" is what drivers actually pay after all fees -- not the rate on the brochure.

Contract
1
1.5%-2.5%
2.4%
1/10
4.5
112Month-to-monthDetails
2
Bobtail
non-recourse
1%-2.5%
2.6%
2/10
4.3
145Month-to-monthDetails
3
1%-3%
3.2%
3/10
4.0
189Month-to-monthDetails
4
2%-2%
3.5%
8/10
2.5
3812 months (auto-renewing)Details
5
2%-3.5%
3.6%
4/10
3.7
1566 monthsDetails
6
1.5%-3.5%
3.8%
5/10
3.2
1346 monthsDetails
7
1.5%-3.5%
3.9%
5/10
3.4
3126-12 monthsDetails
8
Factor Loads
recourse
2%-4%
4.1%
6/10
3.1
876 monthsDetails
9
1.7%-1.9%
4.1%
9/10
2.3
9412 months (auto-renewing)Details
10
1.5%-4%
4.5%
7/10
2.9
17812 monthsDetails
11
2%-3.5%
4.6%
8/10
2.6
26712 monthsDetails
12
TAFS
recourse
2%-4%
4.8%
7/10
2.8
23412 monthsDetails
13
2.5%-2.5%
4.8%
9/10
2.1
526 months (auto-renewing)Details
14
2.5%-4.5%
5.1%
8/10
2.5
9812 monthsDetails

Advertised vs. True Rate

What they say you'll pay vs. what the community actually pays

Monthly Cost Breakdown

Based on 20 invoices averaging $2,500 each ($50K/month)

Lowest True Rate

2.4%

BasicBlock -- month-to-month, no termination fee, no hidden fees

Biggest Rate Gap

+2.6%

Express Freight Finance -- advertises 2.5% but true rate is 5.1%

Most Hidden Fees

11 fees

Express Freight Finance -- portal fee, batch fee, setup fee, and more